We provide SME businesses with access to funding when the banks can’t or won’t
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Dealing with real people who will provide you with a personalised service
Flexible
We assess each client on their own merit and are commercial in our approach
Funding
OSBF will provide bespoke solutions that are right for you and your business
We’re real people, here to help
One Stop Business Finance provides a range of commercial funding solutions for SMEs across England and Wales. We’re incredibly proud that all of our facilities are custom-made to our clients’ funding needs, with responsible lending sitting at the very heart of what we do.
At One Stop Business Finance, our no-nonsense, straightforward, and importantly, human approach, will ensure that we deliver results quickly. This, fused with our own lending book and in-house brokering services, allows us to tailor truly bespoke funding packages to you.
Our expertise
Our skills and experience enable us to fund a variety of scenarios for a huge range of SMEs; from growth and diversification to acquisitions (including management buyouts), refinancing, and restructures. Whatever the loan purpose, we are your trusted funding partner to the businesses we support. We have a highly-skilled team of Business Development Managers across England and Wales ready to help you.
Call 01757 289885 or email info@osbf.co.uk.
What our clients say:
"I've worked on several transactions with the team at One Stop Business Finance now and I can honestly say that they are one of the most pragmatic, flexible and proactive lenders I've come across in over 20 years in the industry.
"Their financial expertise and customer care programme is excellent. The lending process is slick and delivery is assured.
"Thank you for all of your help guys, fantastic service as always!"
"It has been a pleasure working with One Stop Business Finance, who were fast to check out what we needed, and even faster to inspect. Having the Managing Director give this his personal attention made such a difference, and OSBF are always quick to reply to our needs.
"Working with the business allowed us to secure the freehold property, making a real difference to our growth moving forwards.
"We'd absolutely recommend One Stop Business Finance."
Our Products
Working Capital Loans
Revolving Credit Facilities
Bridging Finance
Development and Refurbishment Lending
Asset Finance
Commercial Property Loans
Short-Term Loans
Acquisition Funding / Manager Buy-Out / Buy-In
Working Capital Loans
SME business owners are often familiar with the constraint of day-to-day operations if cash flow is limited. At One Stop Business Finance, we understand the requirement for flexibility and are, therefore, able to offer our services to those who require additional help when their bank is unable to.
Read more about Working Capital LoansRevolving Credit Facilities
A Revolving Credit Facility allows businesses to draw down working capital, repay it, and withdraw again when it suits their unique requirements. Similar to an overdraft or credit card, interest will only be payable on the funds that are used, making this product a popular and highly cost-effective choice.
Read more about Revolving Credit FacilitiesBridging Finance
A Bridging Loan is a short-term cash injection that simply, can be used to ‘bridge the gap’. This funding solution is most often used to raise short-term capital quickly, when it is not available through conventional borrowing.
Read more about Bridging FinanceDevelopment and Refurbishment Lending
At One Stop Business Finance, we are proud to have an excellent and established history of providing Development Finance solutions to Limited Companies across England and Wales.
Read more about Development and Refurbishment LendingAsset Finance
One Stop Business Finance combines local knowledge and sector expertise to deliver Asset Finance Solutions that are tailored to the needs of specific businesses. For growing businesses and start-ups, Asset Finance can help businesses spread the cost of the asset over its operating life.
Read more about Asset FinanceCommercial Property Loans
If a business is looking to purchase a new commercial building, One Stop Business Finance has access to external lenders for both Commercial Property Mortgages and Commercial Property Development purposes.
Read more about Commercial Property LoansShort-Term Loans
A term loan is a pre-determined cash injection that can help businesses purchase assets and cover both immediate, and cyclical working capital needs. Whilst a standard term loan can be used to fund working capital, One Stop Business Finance can also provide cash for a variety of requirements.
Read more about Short-Term LoansAcquisition Funding / Manager Buy-Out / Buy-In
At One Stop Business Finance, we believe in supporting small businesses across England and Wales when the traditional options may have been exhausted. With an in-house underwriting team, we are able to offer quick, commercial lending decisions on short-term business loans.
Read more about Acquisition Funding / Manager Buy-Out / Buy-InNews
Positivity despite increased costs
Following the changes made in the 2024 Autumn Statement, UK SME businesses are suffering increased employment costs and there is also massive uncertainty as to what the “new world order” will look like in terms of international trade.
Read moreOSBF relocates to larger offices as we continue to expand
OSBF continues to grow, and after a decade at the Old Cow Shed, we have moved! After some hunting for the right property, OSBF remains in a rural setting, less than 10 miles outside of the city of York. When we're settled in, the kettle will be on!
Read moreWould you like to work for One Stop Business Finance?
With over a decade of success helping hundreds of clients, we will soon be looking for further Business Development Managers. We'll be looking for team members who can proactively seek new clients, introducers and revenue.
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