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Working Capital Loans
Keeping businesses moving when it matters most.
Working Capital Loans
Working capital loans are designed to support the day-to-day running of a business. They provide the cash flow needed to cover essentials such as stock, payroll or unexpected costs, helping operations continue smoothly and sustainably.
This type of short-term, flexible finance offers breathing space and stability, allowing business owners to focus on growth and opportunity rather than worrying about short-term cash flow gaps. It is about having the right support at the right time, so businesses can stay on track. Cash flow shortages, seasonal fluctuations, new projects or client opportunities – whatever the challenge, OSBF takes the time to understand each business’s circumstances and story. We work with clients and introducers to build tailored solutions that make sense in the real world.
CASE STUDY 1
Backing a wildlife park through storm recovery.
Our client owned a wildlife park that was badly treated by a high street bank, badly impacted by storm damage and faced the prospect of closing its doors. With a strong plan to rebuild and create new guest lodges, OSBF stepped in with a £1.2 million working capital loan. The funding covered wages and essential running costs during the rebuild, allowing the business to recover and grow.
CASE STUDY 2
Supporting a start-up to scale production.
A dog food manufacturer needed additional equipment to support growth but lacked formal company accounts as a new business. OSBF provided a £160,000 facility, helping the client expand production and take advantage of new opportunities.
Our Other Products
Bridging Finance
A Bridging Loan is a short-term cash injection that simply, can be used to ‘bridge the gap’. This funding solution is most often used to raise short-term capital quickly, when it is not available through conventional borrowing.
Read more about Bridging FinanceRevolving Credit Facilities
A Revolving Credit Facility allows businesses to draw down working capital, repay it, and withdraw again when it suits their unique requirements. Similar to an overdraft or credit card, interest will only be payable on the funds that are used, making this product a popular and highly cost-effective choice.
Read more about Revolving Credit FacilitiesDevelopment & Refurbishment Lending
At One Stop Business Finance, we are proud to have an excellent and established history of providing Development Finance solutions to Limited Companies across England and Wales.
Read more about Development & Refurbishment Lending
