Development and Refurbishment Lending

Development and refurbishment funding is designed to support property projects at every stage, whether building from the ground up or transforming an existing space. It provides finance to cover costs as work progresses, giving developers and business owners the flexibility to keep projects moving without unnecessary delays. Rather than worrying about cash flow getting in the way, this type of funding provides the confidence to focus on bringing a vision to life and maximising the value of a property. It is finance that helps turn plans into reality, whether creating something new or breathing life into what already exists.

At OSBF, we take a practical, partnership-led approach. Every project is different, and we work closely with clients and introducers to ensure funding fits the needs of the build, the team, and the end goal. With staged finance released as milestones are reached, you stay in control of your project and its momentum. Like all our products, our development and refurbishment funding is designed for borrowers who do not always fit typical lending policies. While we ensure repayments and exit plans are viable, we also recognise that not everything goes to plan. That is why we are open-minded and willing to look beyond the tick boxes. Do not assume a decline, let us take a look and see what we can do.

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