Revolving Credit Facility
Flexible finance that moves with businesses.
Revolving Credit Facilities
A revolving credit facility is a flexible form of funding that works much like an agreed overdraft for a business. It provides a set credit limit that can be drawn from whenever needed, with interest paid only on the amount used. Designed to smooth out cash flow gaps, it offers quick access to working capital, whether to cover seasonal fluctuations, unexpected costs or new opportunities. Once repaid, the funds become available again, ready for the next time they are needed. This facility provides flexibility and peace of mind, ensuring support is available when required without the commitment of a long-term loan. In short, it is practical, on-demand finance that helps businesses stay agile and resilient.
At OSBF, every revolving credit facility is reviewed and approved by our senior team, not by algorithms. We work closely with clients and introducers to understand each business’s story – the how, the why and what comes next – so we can build facilities that truly fit both the business and its ambitions.
Our Other Products
Working Capital Loans
SME business owners are often familiar with the constraint of day-to-day operations if cash flow is limited. At One Stop Business Finance, we understand the requirement for flexibility and are, therefore, able to offer our services to those who require additional help when their bank is unable to.
Read more about Working Capital LoansBridging Finance
A Bridging Loan is a short-term cash injection that simply, can be used to ‘bridge the gap’. This funding solution is most often used to raise short-term capital quickly, when it is not available through conventional borrowing.
Read more about Bridging FinanceDevelopment and Refurbishment Lending
At One Stop Business Finance, we are proud to have an excellent and established history of providing Development Finance solutions to Limited Companies across England and Wales.
Read more about Development and Refurbishment Lending