Through our diverse range of Products and Services, we can provide our SME clients with every type of business finance they will ever need. That is why we call ourselves One Stop Business Finance.
The summary below details the types of facilities we can provide either out of our own funds or through a third party.
Small to Medium business owners are often familiar with the constraint of day-to-day operations if cash flow is limited. At One Stop Business Finance, we understand the requirement for flexibility and are, therefore, able to offer our services to those who require additional help when their bank is unable to.
A Bridging Loan is a short-term cash injection that simply, can be used to ‘bridge the gap’ if one property needs to be purchased before selling the other.
This funding solution is most often used to raise short-term capital quickly, when it is not available through conventional borrowing.
A Revolving Credit Facility allows businesses to draw down working capital, repay it, and withdraw again when it suits their unique requirements. Similar to an overdraft or credit card, interest will only be payable on the funds that are used, making this product a popular and highly cost-effective choice.
At One Stop Business Finance, we are proud to have an excellent and established history of providing Development Finance solutions to Limited Companies across England and Wales.
If a business is looking to purchase a new commercial building, One Stop Business Finance has access to external lenders for both Commercial Property Mortgages and Commercial Property Development purposes.
One Stop Business Finance combines local knowledge and sector expertise to deliver Asset Finance Solutions that are tailored to the needs of specific businesses. For growing businesses and start-ups, Asset Finance can help businesses spread the cost of the asset over its operating life.
A term loan is a pre-determined cash injection that can help businesses purchase assets and cover both immediate, and cyclical working capital needs. Whilst a standard term loan can be used to fund working capital, One Stop Business Finance can also provide cash for a variety of requirements.
Invoice Finance is a simple short-term finance solution for small to medium organisations. This alternative funding solution can help business owners boost cash flow to assist in paying day-to-day bills. This popular facility fills the gap between the invoice being created and the customer making payment.
Having the benefit of both an Invoice Finance and Revolving Credit Facility in one, OSBF Plus is a truly unique product to One Stop Business Finance. This alternative funding line allows more cash than a traditional Invoice Finance agreement.
At One Stop Business Finance, we believe in supporting small businesses across England and Wales when the traditional options may have been exhausted. With an in-house underwriting team, we are able to offer quick, commercial lending decisions on short-term business loans.
"I just wanted to say thank you for all your help with the loan. It allowed my business to develop new classrooms ready for the school term which is already full up before we even open it next week. Fantastic company helping businesses to expand and grow to their full potential by the injection of money and support given.
Knowledgeable, helpful, and understanding staff. Thank you for everything. I really appreciate it. I would highly recommend One Stop Business Finance to anyone."
Work with us to find and fund aspirational businesses!
We want to build strong relationships with introducers who know the business community inside out. Our relationship
with advisors is key to achieving the best results for the companies we fund.
From local to national, One Stop Business Finance strives to work alongside people and businesses who share the same
values as us.
Good communication and responsible lending are at the heart of everything we do. We are transparent about our pricing,
we explain our decisions, and we update advisors regularly after businesses have been introduced.
Working fast for you and your customers:
Completing deals quickly is our favourite approach. With experienced business development managers across the country,
we can react swiftly to your clients’ needs with a level of service that we are extremely proud of.